Verified. Accurate. Secure.

Rapid Balance Checks

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Balance Checks MX

Declined payments hurt business in more ways than one.

Overdraft fees or declined payments are embarrassing and expensive for consumers, and costly and cumbersome for organizations.

MX helps financial institutions and fintechs verify account balances quickly to streamline processes, reduce risk, and deliver a better customer experience.

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Organizations can verify account balances in less than 5 seconds with reliable connectivity.

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Businesses can mitigate ACH returns and protect consumers against NSF and overdraft fees by having a clear view into available funds.

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Organizations can reduce risk with pre-screened account data for blacklisted and OFAC accounts, and tokenized connections.

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MX makes it easy for companies to access accurate information to quickly fund accounts.

What Our Clients Say

Who wants to get an ACH payment that doesn’t go through? MX gives us the ability to check their account balance to verify funds are there before we try and process that ACH payment. MX gives us direct access to that data so we can make intelligent decisions to prevent a lot of headaches down the road.
Larry Talley, CEO

Why MX

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Instantly verify the majority of depository accounts within seconds through industry and MX OAuth connections

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Quickly verify accounts across more than 6,900+ financial institutions in the U.S. and Canada

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Approximately 99% of U.S. financial accounts verified with instant account verifications and microdeposits

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Ready to Get Started?

Learn more about how MX helps financial institutions and fintechs verify account balances quickly.

Request Demo